Obviously, I am writing this review because Team LoanKorner delivered on their promise to fund my loan and finally take me out of the cycle of the higher cost loan products that had plagued me and my business. Bharat Shukla and his staff were diligent in keeping me apprised of the status of my request, throughout the underwriting and approval process, and they provided me honest, direct feedback, every step of the way.
Thanks again!
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Home Loan - SBI, HDFC, Axis Bank, PNB, All Banks
Key Features & Benefits of SBI Home Loan in India
- Get Home Loan Interest rate Subsidy of upto Rs.2.67L* under PMAY-CLSS
- Best offers for salaried and self employed
- Compare and get lowest interest rates @8.35%* from banks
- Balance Transfer with reduced interest rates and EMI’s
- Maximum loan tenure up-to 30 years
- Nil prepayment charges options
- Quick processing and disbursal of Home Loans.
- Home Loan Transfer at attractive interest rates.
- Approval of loan even if property is yet to be selected
- Facility for funding for builder’s under construction and ready properties
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Home Loan Interest Rates - Compare Online in India
Get lowest home loan interest rates and choose from 30+ Banks & Apply Now
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Home Loan Knowledgebase
Home Loan Eligibility Criteria in New Delhi
Criteria | Salaried | Self Employed |
Who is Eligible | People in permanent service in public or private sector. | Self-employed Business – men, doctors, engineers, dentists, architects, CA, CS, consultants, lawyers |
Loan Amount | Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. | Determined by income, current debt, age, retirement age, number of co-borrowers, maximum loan to value, etc. |
Borrower Age at Time of Sanction | Between 21 and 60 (or age of requirement, if lower) | Between 21 and 65 |
Borrower Age at Time of Maturity | Upto 60 (or age of requirement, if lower) | Upto 65 |
CIBIL Score, Credit History | Typically, a clean CIBIL record with a score above 700 is desirable | Typically, a clean CIBIL record with a score above 700 is desirable |
Minimum Income | Some banks specify minimum income to be eligible for loans | Some banks specify minimum income to be eligible for loans |
Employment Track Record | Typical requirement of at least 2 years in permanent employment and at least 1 year in current organisation, but this varies on a case to case and bank to bank basis. | At least 2 years in the same profession with ITR filed |
Balance Transfer | Minimum 12-18 months’ track record of regular repayment of existing loan | Minimum 12-18 months’ track record of regular repayment of existing loan |
Home Loan Documentation Requirement
- Filled application form with photograph
- Processing fee by cheque or draft
For salaried individuals | For self-employed individuals |
Identity, residence and age proof– voter id, Pan card, Adhar card, passport etc. that is acceptable to the bank. | |
Last 6 months’ bank statements | Education qualification certificate |
Last 3 months’ salary slips | Last 6 months’ bank statements |
Form 16 or Income Tax returns | Last 3 months’ salary slips |
Form 16 or Income Tax returns with computation of income | |
Proof of continuity/existence of business, for self-employed non-professionals | |
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
HOME LOAN INTEREST RATES - FEB 2018
Bank Name
|
Interest Rate
|
View Offers
|
---|---|---|
8.30%
|
Apply Now | |
8.30%
|
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9.80%
|
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8.30%
|
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8.50%
|
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8.75%
|
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8.30%
|
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8.30%
|
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9.35%
|
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8.35%
|
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8.85%
|
Apply Now | |
8.60%
|
Apply Now | |
8.90%
|
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8.50%
|
Apply Now | |
8.65%
|
Apply Now | |
8.55%
|
Apply Now | |
9.35%
|
Apply Now | |
9.90%
|
Apply Now | |
8.75%
|
Apply Now | |
8.55%
|
Apply Now | |
8.60%
|
Apply Now | |
8.60%
|
Apply Now | |
9.40%
|
Apply Now | |
8.70%
|
Apply Now | |
8.65%
|
Apply Now | |
8.75%
|
Apply Now | |
10.30%
|
Apply Now | |
9.45%
|
Apply Now | |
9.55%
|
Apply Now | |
8.75%
|
Apply Now | |
8.75%
|
Apply Now | |
8.70%
|
Apply Now |